Name Unverified Verified
Account management
Zelf account Free Free
Monthly subscription Free Free
Maximum account limit/30 days €150 €3000
Prepaid card
Virtual card Free Free
Cashless payments and Top up
Cashless payments (Domestic Euro-zone) Free Free
Cashless payments (International) Free Free
Number of free top ups 1 1
Fee for top up above
the free limit
1%, not less than €1 1%, not less than €1
Number of free transactions(purchases)/months Unlimited Unlimited
Fee for transaction above
free limit
Free Free
Minimum top up amount €10 €10
Maximum top up amount €150 €500
Instant transfers between
Zelf users
Only receiving Free
Receiving SEPA transfer (Transfers received within the Single European Payments Area in EUR) Free Free
Receiving transfer from
another user by card
1%, not less than €1 1%, not less than €1
Inactivity fees
No activity during three (3) consecutive months (within the limit of user’s account balances) €1/day €1/day
Management irregularities fees
Infringement to our Terms and Conditions (within the limit of user’s account balances) €150 €150
Seizure by bailiff (within the limit of user’s account balances) €150 €150
Card replacement
(lost or stolen)
€5 €5
Change personal data (name&surname) €2.5 €2.5
Investigation request
The price shall be only charged if the investigation of circumstances was initiated by the customer
+ plus possible costs of the credit
institute providing information incurred