Zelf is instant money in messengers. Zelfers get access to fast and easy banking services without the need to visit the bank, install any app or any other hustle. You can get an iconic acid colour card within 30 sec, top it up and manage your financial life without leaving your favourite messenger.
Just open your favourite messenger: WhatsApp, Telegram, Viber or Facebook Messenger (WeChat, Line and Discord - next), look up Zelf in your chat list and send us ‘hi’ or anything else 👋 Zelf will ask you for your full name and phone number. After receiving an SMS with code and verifying you are good to go. Your account is set up. That simple!
When you sign up to Zelf, you get access to all the basic banking operations, but very fast and simple. You can pre-order your Zelf card in 30 seconds and later on add it to Apple Pay or Google Pay. After that, you can: check your balance, send money, ask for money, scan QR codes of other zelfers to send them money, create invoices, ask for reports on transactions and many more. Later on we will add loans and savings accounts.
There are several ways to do that. 1️⃣ Send text or voice "Ask Elliot Alderson €10 for dinner" (name suggestions from phone contacts will be added soon). Zelf generates a link for you to forward to Elliot. If Elliot is a zelfer, he will receive a message in his Zelf chat and a messenger's notification. He opens the message and choose to pay directly to you. If Elliot doesn't have Zelf yet, you can forward him the link and he can pay with any banking card. 2️⃣ Create and save a reccuring invoice by saying or typing e.g. "Create €300 monthly fee for Social Media Management". 3️⃣ Just show your QR code to another zelfer if you are near.
If you are both on Zelf: just say or type e.g. "Send €10 to Elliot Alderson". Enter the PIN code received via SMS and confirm the transaction. If he is not in the know yet: send money by specifying card number, e.g. "Send 10€ to card XXXX XXXX XXXX XXXX". Confirm. Done.
You just need to press and hold the microphone button until you see your speech converted to text. Some common queries: "Send 18€ to mum." "Ask Jim 16€ for lunch" "Show my balance"
You can use (only contactless if you don't have a physical card) ATMs to withdraw money if you've gone through KYC (know your customer) procedure.
Yes! You can add Zelf card to your wallet and pay offline in any shop with merchant payment device allowing contactless payments.
No fees at all for Zelfers.
Zelf is available worldwide. However, for now, new accounts with full KYC can only be opened by French and Spanish residents.
Not yet. It is prohibited by European law, but we are planning to let your parents sign you up.
It's free. If you want to boost your savings account or expand the limits there will be Premium plan.
We have decided to make the process as painfree and smooth as possible: to open your account you do not need to provide any documents. Only when you need to withdraw or spend/receive more than 150 euros in 30 days we have to ask you for an ID and proof of address. It can be done within your Zelf chat in a couple of minutes.
Sure, you have one Zelf account that will be recognised in any messenger. So even if you delete the chat, it can be restored easily.
Drop us a line: Twitter - @zelfco Instagram - @zelf_co Facebook - @zelfco Discord - https://discord.gg/gV8s8ft
We send SMS code with unique PIN code to confirm each and every transaction. You can set limits to the size of transactions for additional security. To provide extreme safety we developed a dedicated vault app which allows to set up Touch or Face ID for transaction confirmation. Touch or Face ID are also required for changing your settings.
Zelf rewards you if you bring along your friends. Receive a link by clicking "👫 Invite" in the chatbot, send it to friends and when they join you will both earn a bonus. You can view all bonuses by clicking "👑 My Zelf" in the chatbot.
1. Join Zelf in any messenger here. 2. Follow the conversation until you get the "👫 Invite" button 3. Hit "👫 Invite" and get your referral link. 4. Copy the link and send it to friends! You are also welcome to post it in your Instagram stories or anywhere else. Your followers will join and bring you more cash 💰🤑💰
Just send the link! Also you can show your QR code from your phone screen.
Your imagination is the limit ;) No, really, if you're an influencer that will bring 1000 new Zelfers, you'll get €5000 boost in your bonus account right away. No strings attached. And if you want to collaborate with us further, slide into our DMs: Twitter - @zelfco Instagram - @zelf_co Facebook - @zelfco Discord - https://discord.gg/gV8s8ft
Sure. The fun thing is, each friend of a friend will bring you additional €1 bonus. 😱 DAMN.
First, get on board. Once you open the chat, Zelf will give you tips and unlock new opportunities to earn more. Also we'll drop new challenges for you to earn more in our community. Follow us in: Instagram: @zelf_co Twitter: @zelfco Facebook: @zelfco Discord: https://discord.gg/gV8s8ft
The very first thing to understand about Zelf bonuses is that there are 2 types of them — Pending & Spendable bonuses. The first type shows how many bonuses you potentially have right now (please note, all the bonuses you collect before your card is issued are Pending ones). Then, as far as you complete some steps, the Pending The easiest way to understand Zelf Bonuses is to see them in real action. Step 1 Let’s say you’ve already created a Zelf account and pre-ordered the card. Once you receive the card, you’ll see 2 lines in My Zelf menu: 🔁 €4 – Pending bonuses 💫 €1 – Spendable bonuses You’ll be able to use your Spendables once you get your Zelf card. Please, be aware that before you pass verification, the maximum amount you can spend via your card and receive as cash back is €150 (unfortunately, these are EU rules for unverified users). Step 2 When you first top up your brand new Zelf with minimum of €10 and make a minimal transaction of €5 (to buy, for instance, a sandwich), another one of your Pending bonuses will become Spendable. The new bonus balance, then, will be: 🔁 €3 – Pending bonuses 💫 €2 – Spendable bonuses Step 3 To transfer the rest Pending into Spendables and surpass €150 limit, you need to verify your identity by answering the questions of our chat bot. Once you complete it, the balance will be: 💫 €5 – Spendable bonuses We can’t stress out more how much we care about personal data privacy and strictly follow every applicable law concerning this matter. Extra Steps €5 is not the limit for Zelf users: you can earn extra money through our Refer-A-Friend program. The basic principle is the same: you earn +€5 Pending bonuses when your friend joins. To trasform Pending into Spendable your friend have to go through the same steps: +€1 when a friend gets the card +€1 first top up & transaction +€3 verification What’s even cooler, you get money for every friend your friend invited (+€1 when a friend of your friend gets the card. Easy money) Good news is, there’s no limit on how many friends you can invite. And how many bonuses you can get. Final Step … is to use your Spendable bonuses, of course! Our bonuses work pretty much like a cashback. First, you buy stuff you want with your money. Then, you compensate the spent amount with Spendables via Zelf chat bot. Less than in a minute your money gets back. Voila, it’s that simple
To see your referral account balance hit "👑 My Zelf". The number of bonuses should match to the number of friends invited by you. If you collected drops in community or followed instructions in Zelf bot, it will be even greater.
Referral links should only be used for personal purposes. Users are prohibited from “spamming” anyone with referral invitations or using automated systems or bots through any channel to distribute the link. Zelf team has a right to disqualify you from the program if your account get suspected. Don't risk losing your bonuses through fraudulent actions which you would otherwise have earned through the program. Zelf has the right, at any time and in its sole discretion, and without prior notice, to terminate, cancel, suspend or modify the rules of referral program. Full Terms and Conditions can be found here.
Join us to stay up to date, chat and take part in giveaways 🎁: Instagram: @zelf_co Twitter: @zelfco Facebook: @zelfco Discord - https://discord.gg/gV8s8ft See ya 🤜🏻 🤛🏻